Terms of Service

Welcome to Faith for Life Ministry. By accessing and using our website faithforlife.com and our services, you agree to be bound by these Terms of Service. Please read them carefully before using our site.

Acceptance of Terms

By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.

About Our Ministry

Faith for Life Ministry is a Christian ministry led by Dr. Stephen Carter, Sr. Our purpose is to provide biblical teaching, resources, and pastoral counseling to help individuals and families apply biblical truth to everyday life. We operate from a Reformed theological perspective and are committed to the authority of Scripture.

Nature of Pastoral Counseling Services

Important Disclaimer: Pastoral counseling provided through Faith for Life Ministry is spiritual guidance based on biblical principles. It is not licensed professional mental health treatment, psychotherapy, or medical advice. Dr. Carter is an ordained minister with a Doctor of Ministry degree and clinical pastoral education, but he is not a licensed mental health professional.

By engaging in pastoral counseling services, you acknowledge and agree that:

• Pastoral counseling is religious in nature and based on biblical principles
• It is not a substitute for professional mental health treatment when needed
• You are encouraged to seek appropriate medical or psychological care for clinical conditions
• The counselor-client relationship is pastoral, not clinical
• You participate voluntarily and take personal responsibility for decisions made

Use of Website Content

All content on this website, including text, graphics, logos, images, audio, video, and other materials, is the property of Faith for Life Ministry and is protected by copyright law. You may:

• View, download, and print content for personal, non-commercial use
• Share links to our content on social media
• Quote brief excerpts with proper attribution to Faith for Life Ministry

You may not:

• Reproduce, distribute, or republish content without written permission
• Modify or create derivative works from our content
• Use our content for commercial purposes without authorization
• Remove any copyright or proprietary notices from materials

User Conduct

When using our website or interacting with our ministry, you agree not to:

• Provide false or misleading information
• Violate any applicable laws or regulations
• Interfere with the proper functioning of the website
• Attempt to gain unauthorized access to any portion of the site
• Use the site to transmit harmful, offensive, or inappropriate content
• Impersonate any person or entity

Donations

Donations to Faith for Life Ministry are voluntary contributions to support our work. By making a donation, you acknowledge that:

• Donations are non-refundable except in cases of processing errors
• Tax deductibility depends on your jurisdiction and our tax-exempt status; consult your tax advisor
• Donations are used at the ministry’s discretion to further our mission
• We will provide appropriate documentation for tax purposes

Email Communications

By subscribing to our newsletter or providing your email address, you consent to receive periodic emails from Faith for Life Ministry. You may unsubscribe at any time by clicking the unsubscribe link in any email or by contacting us directly.

Third-Party Links and Services

Our website may contain links to third-party websites and services, including YouTube, Spotify, and payment processors. These links are provided for your convenience. We do not control these third-party sites and are not responsible for their content, privacy practices, or terms of service. Your use of third-party sites is at your own risk.

Disclaimer of Warranties

Our website and services are provided “as is” and “as available” without any warranties of any kind, either express or implied. We do not warrant that:

• The website will be uninterrupted, secure, or error-free
• Any errors or defects will be corrected
• The content is complete, accurate, or current
• The website is free of viruses or other harmful components

Limitation of Liability

To the fullest extent permitted by law, Faith for Life Ministry, Dr. Stephen Carter, and our affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, including but not limited to damages for loss of profits, data, or other intangible losses.

In no event shall our total liability exceed the amount you paid to us, if any, in the twelve (12) months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless Faith for Life Ministry, Dr. Stephen Carter, and our affiliates from any claims, damages, losses, or expenses (including reasonable attorney fees) arising from your use of our website or services or your violation of these Terms of Service.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved in the state or federal courts located in Colorado.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes are posted constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.

Severability

If any provision of these Terms of Service is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Contact Us

If you have any questions about these Terms of Service, please contact us at:

Faith for Life Ministry
Email: connect@faithforlife.com
Website: faithforlife.com/connect